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	<title>Government Auction Listings &#187; personal finance</title>
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		<title>The Right Way to Buy Cars and Trucks from Government Auctions</title>
		<link>http://www.government-auction-review.com/the-right-way-to-buy-cars-and-trucks-from-government-auctions/</link>
		<comments>http://www.government-auction-review.com/the-right-way-to-buy-cars-and-trucks-from-government-auctions/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 18:22:38 +0000</pubDate>
		<dc:creator>Mark Allen</dc:creator>
				<category><![CDATA[Car Auctions]]></category>
		<category><![CDATA[auctions]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[cars for sale]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[government auctions]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[police auctions]]></category>
		<category><![CDATA[used cars]]></category>
		<category><![CDATA[used vehicles]]></category>
		<category><![CDATA[vehicles]]></category>
		<category><![CDATA[vehicles for sale]]></category>

		<guid isPermaLink="false">http://www.government-auction-review.com/?p=292</guid>
		<description><![CDATA[Is it possible to buy cheap used cars and trucks at Government Auctions? Yes you can, and it isn't terribly difficult. In fact, you can find decent used vehicles for just a few hundred dollars. In fact, thousands of vehicles are sold this way every day.]]></description>
			<content:encoded><![CDATA[<div style='italic;' class='byline'>by Mark Allen</div>
<p>Is it possible to buy cheap used cars and trucks at Government Auctions? Yes you can, and it isn&#8217;t terribly difficult. In fact, you can find decent used vehicles for just a few hundred dollars. In fact, thousands of vehicles are sold this way every day.</p>
<p> In order to get the best deals at a government auction, there are some things you need to know about. In this article we&#8217;ll talk about the strengths and pitfalls of government auctions. You&#8217;ll learn some long-term strategies with which will show you how to purchase cars and trucks, and find the best deals from Government auctions.</p>
<p> In Government Auctions as in so many things in life, good things come to those who wait. This means waiting for the right car or truck. It also means waiting for the right bidding atmosphere. If you are over-eager, you can get caught up in bidding wars and pay more than you should. You must be patient, and do the research on the car you want to purchase. You should also be able to effectively &#8220;eye test&#8221; each car to determine if it runs well or if it&#8217;s in bad condition.</p>
<p> The point to keep in mind is that if you wabt a great deal on a car and you need it right away, you probably shouldn&#8217;t be looking for it through Government auctions. Great deals abound, but patience is imperative. Now we&#8217;ll talk about how to locate and find great deals.</p>
<p> First of all, a lot of Government auctions have high-quality vehicles with low mileage. And the best part of all, is they are under market value. You will not find these in any car lot. The reason for this is that a lot of these vehicles have been used by government agencies.</p>
<p> Government agencies pride themselves in maintaining outstanding condition of their vehicles. Eventually they sell these vehicles to acquire more modern vehicles, therefore giving you a great deal. These don&#8217;t come along every day, but when they do, you&#8217;ll be happy you found them.</p>
<p> Also, sometimes getting the best deal out of car auctions requires more than one transaction. For example, if you find a great deal on a car, you can purchase it and then resell it yourself for a profit. You probably won&#8217;t be able to sell it right away, but if you can wait on it and sell it a month or two later and turn a nice profit, how many times would you do this? This is another benefit of buying through Government car auctions.</p>
<p> Remember that those who are most profitable with government auctions are those who are patient. Be patient to find the best deals on good cars, and consider other strategies besides just the initial purchase, such as reselling your vehicle. Government auctions are some of the best places to find great deals if you know how to do it. Keep in mind the tips given in this article, and you&#8217;ll do extremely well!</p>
<div class='resource'>
<div style='italic;' class='about'>About the Author:</div>
<div class='links'>Before you buy anything, check out <a href="http://governmentauctionsitereviews.com">Government Auction Site Reviews</a>, a review site for government auctions.</div>
</div>
]]></content:encoded>
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		<title>Government and Police Auctions &#8211; Buying Used Cars &amp; Trucks for Under $500</title>
		<link>http://www.government-auction-review.com/government-and-police-auctions-buying-used-cars-trucks-for-under-500/</link>
		<comments>http://www.government-auction-review.com/government-and-police-auctions-buying-used-cars-trucks-for-under-500/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 14:46:19 +0000</pubDate>
		<dc:creator>Rachel Hunter</dc:creator>
				<category><![CDATA[Car Auctions]]></category>
		<category><![CDATA[auctions]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[cars for sale]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[government auctions]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[police auctions]]></category>
		<category><![CDATA[used cars]]></category>
		<category><![CDATA[used vehicles]]></category>
		<category><![CDATA[vehicles]]></category>
		<category><![CDATA[vehicles for sale]]></category>

		<guid isPermaLink="false">http://www.government-auction-review.com/?p=261</guid>
		<description><![CDATA[Can you really buy cheap used cars and trucks at government and police Auctions? The short answer is: Yes. In fact, it is not that unusual to find decent used vehicles for just a few hundred dollars. In fact, thousands are sold every day.]]></description>
			<content:encoded><![CDATA[<div style='italic;' class='byline'>by Joanne Simpson</div>
<p>Can you really buy cheap used cars and trucks at government and police Auctions? The short answer is: Yes. In fact, it is not that unusual to find decent used vehicles for just a few hundred dollars. In fact, thousands are sold every day.</p>
<p>If you&#8217;re looking to buy cars at a police auction and get the best deal, then there are some things you need to know about.  In this article we will discuss both the positives and negatives of government and police auctions.  I will offer to use some long-term strategy which should pay off time and time again because it will teach you how to purchase cars and find the truly best deals.</p>
<p>With government and police car auctions, good things come to those who wait.  This means waiting for the right kind of car.  Also, waiting for the right bidding atmosphere.  If you want a car too much, and you&#8217;re caught up in bidding wars, you will pay more than you should.  Finally, you must be patient and do the research on the car you want to purchase.  You must be able to eye test each car to determine if it runs well or if it&#8217;s in bad condition.I will now give you advice on how to locate and find great deals.</p>
<p>First of all, a lot of police auctions have high-quality vehicles with low mileage.  And the best part of all, is they are under market value.  You will not find these in any car lot.  The reason for this is that a lot of these vehicles have been used by government agencies.</p>
<p>Most police agencies maintain their vehicles in outstanding condition.  These vehicles are leased, and when the lease is up, they are auctioned to the public for a fraction of market value.  The particular cars and trucks available on any given day vary widely.</p>
<p>In addition to buying a vehicle for personal use, you can find a great deal on a car, purchase it and then resell it yourself for a profit.  You can do this over and over.  This is another benefit of buying through government and police car auctions.</p>
<p>In general, those who get the best deals by using police car auctions are those who are patient. They wait to find the best deals on the best cars and trucks, and often consider reselling the vehicles if a good enough deal presents itself. These auctions offer the greatest deals on cheap used vehicles if you know how to do it.  Follow the guidelines in this article, and you&#8217;ll be well on your way.</p>
<div class='resource'>
<div style='italic;' class='about'>About the Author:</div>
<div class='links'><strong>To locate an automobile at up to 95% off it&#8217;s book value check out <a href="http://www.governmentauctionsitereviews.com">government auction</a> reviews or more specifically click <a href="http://www.governmentauctionsitereviews.com/Police_Auctions_Seized_Cars_and_Trucks.html">Police Auctions</a>, Seized Cars, Trucks, Boats, Vehicles.</strong></div>
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Government Auctions &#8211; Find Great Cars &amp; Trucks for Under $300</title>
		<link>http://www.government-auction-review.com/government-auctions-find-great-cars-trucks-for-under-300/</link>
		<comments>http://www.government-auction-review.com/government-auctions-find-great-cars-trucks-for-under-300/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 21:00:50 +0000</pubDate>
		<dc:creator>Geoff Greg</dc:creator>
				<category><![CDATA[Car Auctions]]></category>
		<category><![CDATA[auctions]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[cars for sale]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[government auctions]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[police auctions]]></category>
		<category><![CDATA[used cars]]></category>
		<category><![CDATA[used vehicles]]></category>
		<category><![CDATA[vehicles]]></category>
		<category><![CDATA[vehicles for sale]]></category>

		<guid isPermaLink="false">http://www.government-auction-review.com/?p=254</guid>
		<description><![CDATA[Is it possible to buy cheap used cars and trucks at government and police Auctions? Yes you can, and it isn't terribly difficult. In fact, you can find decent used vehicles for just a few hundred dollars. In fact, thousands of vehicles are sold this way every day.]]></description>
			<content:encoded><![CDATA[<div style='italic;' class='byline'>by Rachel Hunter</div>
<p>Is it possible to buy cheap used cars and trucks at government and police Auctions? Yes you can, and it isn&#8217;t terribly difficult. In fact, you can find decent used vehicles for just a few hundred dollars. In fact, thousands of vehicles are sold this way every day.</p>
<p>If you&#8217;re looking to buy cars at a police auction and get the best deal, then there are some things you need to know about.  In this article we will discuss both the positives and negatives of government and police auctions.  I will offer to use some long-term strategy which should pay off time and time again because it will teach you how to purchase cars and find the truly best deals.</p>
<p>In government and police car auctions, patience is a virtue.  It&#8217;s important to wait for the right kind car or truck.  It&#8217;s also important to wait for the &#8220;right&#8221; bidding atmosphere.  If you become fixated on a particular &#8220;must have&#8221; vehicle, and you&#8217;re caught up in bidding wars, you can pay far more than you should.  You must be patient and research the truck or car you want to purchase.  You must also learn how to quickly evaluate each car to try and determine if it runs well or if it&#8217;s in bad condition. Now we&#8217;ll talk about how to locate and find great deals.</p>
<p>There are loads of high-quality vehicles with low mileage available at police auctions, and they are always priced well under market value.  Also, these are &#8220;fleet&#8221; vehicles used by various police agencies, and you won&#8217;t find these in any dealership or used car lot.</p>
<p>Most police agencies maintain their vehicles in outstanding condition.  These vehicles are leased, and when the lease is up, they are auctioned to the public for a fraction of market value.  The particular cars and trucks available on any given day vary widely.</p>
<p>In addition to buying a vehicle for personal use, you can find a great deal on a car, purchase it and then resell it yourself for a profit.  You can do this over and over.  This is another benefit of buying through government and police car auctions.</p>
<p>Remember that those who are most profitable with government auctions are those who are patient.  Be patient to find the best deals on good cars, and consider other strategies besides just the initial purchase, such as reselling your vehicle.  Government  and police auctions are some of the best places to find great deals if you know how to do it.  Keep in mind the tips given in this article, and you&#8217;ll do extremely well!</p>
<div class='resource'>
<div style='italic;' class='about'>About the Author:</div>
<div class='links'><strong>To locate an automobile at up to 95% off it&#8217;s book value check out <a href="http://www.governmentauctionsitereviews.com">government auction</a> reviews or more specifically click <a href="http://www.governmentauctionsitereviews.com/Police_Auctions_Seized_Cars_and_Trucks.html">Police Auctions</a>, Seized Cars, Trucks, Boats, Vehicles.</strong></div>
</div>
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		<title>Lower your home payments with loan modifications</title>
		<link>http://www.government-auction-review.com/lower-your-home-payments-with-loan-modifications/</link>
		<comments>http://www.government-auction-review.com/lower-your-home-payments-with-loan-modifications/#comments</comments>
		<pubDate>Fri, 02 Jan 2009 00:36:12 +0000</pubDate>
		<dc:creator>J. Ochs</dc:creator>
				<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.government-auction-review.com/?p=118</guid>
		<description><![CDATA[In the United States right now, foreclosure rates are higher than they've ever been. Homeowners are literally fleeing their homes and letting the banks deal with what they leave behind. Since banks are in the banking business and not the real estate business, they don't really want the houses back. If you're in a place where you think you'd be better off leaving your home because you can no longer afford your mortgage payment, you should first look into one of the many programs available to you! It IS possible to re-work your mortgage loan to better suit your financial needs.]]></description>
			<content:encoded><![CDATA[<div style='italic;' class='byline'>by J. Ochs</div>
<p>In the United States right now, foreclosure rates are higher than they&#8217;ve ever been. Homeowners are literally fleeing their homes and letting the banks deal with what they leave behind. Since banks are in the banking business and not the real estate business, they don&#8217;t really want the houses back. If you&#8217;re in a place where you think you&#8217;d be better off leaving your home because you can no longer afford your mortgage payment, you should first look into one of the many programs available to you! It IS possible to re-work your mortgage loan to better suit your financial needs.</p>
<p>These programs are referred to as Loan Modification, Loss Mitigation, or Home Loan Workout programs. You do need to exercise caution when enrolling in this type of program and make sure you are working with a reputable company, but the programs can be extremely successful and can offer great financial relief. </p>
<p>Here is a practical example of this type of program in action: Borrower owes $400,000 at 8% and the home is worth $340,000. After foreclosing, bank must re-list the property or sell at auction. Either method can end up costing an additional $60,000 or more in losses.</p>
<p>Going off the example above, the bank will wind up losing at least $120,000. However, if the bank were to accept a modified loan and lowering the interest rate to a 30 year fixed term loan at 5.25%, the bank will net nearly $400,000 in future interest payments. It&#8217;s a definite win/win situation!</p>
<p>Homeowners can occasionally be successful at working out loan modifications on their own, however default rates with attorney-backed modifications are 5% or less. Self-help modifications are defaulting at over 50%. This is why banks prefer to work with attorneys. </p>
<p>The costs vary for this type of program but are usually fully refundable if the attorneys are not able to modify your home loan. The types of workout remedies that they are able to achieve are amazing. They range from interest rate reductions, lower monthly payments, extended payment terms, and loan principal reduction. </p>
<p>We can give you a free consultation to see what can be done to best fix the financial fiasco you&#8217;re dealing with. If you&#8217;re having problems making your current mortgage payment or you&#8217;re dealing with an adjustable rate mortgage that doesn&#8217;t work for you anymore, give us a call at 1-888-282-1011 and get some more information about our loan modification program!</p>
<div class='resource'>
<div style='italic;' class='about'>About the Author:</div>
<div class='links'>The author, Jon Ochs has over 12 years experience in the credit and debt industry and is the founder/CEO of NCA Credit Repair, one of the most respected <a href="http://www.ncacreditrepair.com/loan-modification-program.html">Loan Modification Programs</a> in the nation.</div>
</div>
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		<title>Foreclosure Help May Be Available To Save Homes</title>
		<link>http://www.government-auction-review.com/foreclosure-help-may-be-available-to-save-homes/</link>
		<comments>http://www.government-auction-review.com/foreclosure-help-may-be-available-to-save-homes/#comments</comments>
		<pubDate>Sat, 13 Dec 2008 17:34:47 +0000</pubDate>
		<dc:creator>Michael Geoffrey</dc:creator>
				<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[bad credit loan]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[high risk lenders]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[save your home from foreclosure]]></category>

		<guid isPermaLink="false">http://www.government-auction-review.com/?p=107</guid>
		<description><![CDATA[In uncertain economic times, when unemployment and underemployment runs rampant, many families also have to fear losing their home to foreclosure. While some may have brought their troubles on themselves through irresponsible spending habits, many others are looking for foreclosure help due to factors over which they have little control.]]></description>
			<content:encoded><![CDATA[<div style='italic;' class='byline'>by Michael Geoffrey</div>
<p>In uncertain economic times, when unemployment and underemployment runs rampant, many families also have to fear losing their home to foreclosure. While some may have brought their troubles on themselves through irresponsible spending habits, many others are looking for foreclosure help due to factors over which they have little control.</p>
<p> Prices for many home essentials such as food, heating oil and electricity have been spiraling out of control and in times when there is not enough money for everything choices have to be made as to where the money will serve the best purpose.</p>
<p> Additionally, during last decade&#8217;s  housing boom when money was readily available at low, adjustable rate mortgages, many families were able to buy homes that under other circumstances they would not have been able to afford or been able to receive financing. For many of them, foreclosure help is their only chance of saving their home, but they have to be careful about the type of help they receive or risk being thrust deeper into financial turmoil.</p>
<p> Recently, many states government have stepped into the fray offering hope for many families looking for foreclosure help to save their properties. Many of these homeowners may also have been the victims of so-called predatory lenders that pray of individuals who may not qualify for a loan. Convincing them to exaggerate their income or low ball their expenses to qualify for a home loan are some of the common complaints lodged against these lenders. </p>
<p> Getting Help Before Foreclosure</p>
<p> After months or struggling to pay their regular bills as well as their mortgages, and families find themselves facing foreclosure, help may be off in the distant future, but their need is now. It has been stated many times that the best time to seek foreclosure help is before the process begins.</p>
<p> The sad truth is that people often postpone getting assistance to prevent being foreclosed on until it is too late.  When they do try to get help, their credit history has often been affected negatively to a point where they can no longer get the low interest rate loans they need to prevent foreclosure.</p>
<p> Families who need help in making mortgage payments can receive such help from a variety of companies.  Sometimes a home mortgage can be reworked so that its interest rate is lower but the loan&#8217;s duration is extended.  This could make the difference between a family losing their home to foreclosure or being able to keep it.</p>
<div class='resource'>
<div style='italic;' class='about'>About the Author:</div>
<div class='links'>Is <a href="http://www.debtsmackdown.com/secured-debt-consolidation-explained.php">secured debt consolidation</a> a good way to get your debt paid off? Learn more about how it works and whether it&#8217;s a good choice or not at the Debt Smackdown website. Visit http://www.debtsmackdown.com for more helpful tips &amp; advice.</div>
</div>
]]></content:encoded>
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		<item>
		<title>?Foreclosure Law: Important Details You Should Know</title>
		<link>http://www.government-auction-review.com/foreclosure-law-important-details-you-should-know/</link>
		<comments>http://www.government-auction-review.com/foreclosure-law-important-details-you-should-know/#comments</comments>
		<pubDate>Sun, 30 Nov 2008 15:03:33 +0000</pubDate>
		<dc:creator>Robert Billings</dc:creator>
				<category><![CDATA[Foreclosure Law]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[bad credit loan]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure law]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[high risk lenders]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[save your home from foreclosure]]></category>

		<guid isPermaLink="false">http://www.government-auction-review.com/?p=93</guid>
		<description><![CDATA[Before buying a home, read the fine print of your contract so that you are aware of the details.  This is especially true if you are purchasing a home with a subprime loan.  If you can't make your loan payments and you face foreclosure, you will want to have already become familiar with foreclosure law.]]></description>
			<content:encoded><![CDATA[<div style='italic;' class='byline'>by Michael Geoffrey</div>
<p>Before buying a home, read the fine print of your contract so that you are aware of the details.  This is especially true if you are purchasing a home with a subprime loan.  If you can&#8217;t make your loan payments and you face foreclosure, you will want to have already become familiar with foreclosure law.</p>
<p> According to foreclosure law, you will have a set amount of time to leave your home if you can&#8217;t afford it.  If you ever find yourself in this position, you will be better off if you already know your rights by reading your loan agreement before signing it.</p>
<p> Subprime Mortgage Lending</p>
<p> Nowadays you hear it all over the news. People are being foreclosed on and are losing their houses because they can no longer afford their homes. These people probably got taken in by subprime mortgage lenders. These lenders promise people that they&#8217;ll help them fulfill the American dream of becoming home owners.</p>
<p> They even assure these people that they don&#8217;t need good credit. So, they offer loans and low rates to get people into their first homes. However, what these people generally don&#8217;t know, because they don&#8217;t read the fine print, is that their interest rates are going to jump in a few years. What happens is that these people can no longer afford their payments and they are now subject to foreclosure law.</p>
<p> Notice to Vacate the Home</p>
<p> Foreclosure law states that if you cannot pay your loan in a certain amount of time then you have to vacate the premises. If you cannot pay, you will typically get a notice from the bank, or from your lender, stating lack of payment and when you have to leave. If you do not vacate as the notice states, then you will be forced to leave by the police. Many people are having this happen today because of rising interest rates, so don&#8217;t get taken in because you didn&#8217;t read the fine print.</p>
<p> You can protect yourself from foreclosure by doing all you can to make sure you will be able to pay back your home loan.  That way you will be able to stay in your home without worrying about losing it to foreclosure.  The Internet is a useful tool for individuals who would like to learn more about foreclosure.  You can read people&#8217;s personal experiences with foreclosure as well.  If you want more information, speak to a lawyer who works with foreclosure law.</p>
<div class='resource'>
<div style='italic;' class='about'>About the Author:</div>
<div class='links'>Is <a href="http://www.debtsmackdown.com/secured-debt-consolidation-explained.php">secured debt consolidation</a> a good choice for getting your debt paid off? Find out more about how it works and whether or not it&#8217;s a good choice on the <a href="http://www.debtsmackdown.com">Debt Smackdown</a> website.</div>
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